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<loc>https://www.nabwis.org/post/dealing-with-social-security-and-ssi-disability-overpayments-1</loc>
<lastmod>2022-03-10</lastmod>
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<image:title>Close up of a social security application with calculator and pen and hand. </image:title>
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<loc>https://www.nabwis.org/post/special-medicaid-eligibility-for-childhood-disability-beneficiaries-cdbs-when-medicaid-continues</loc>
<lastmod>2022-05-12</lastmod>
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<image:title>A young girl with cerebral palsy in a wheelchair. </image:title>
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<loc>https://www.nabwis.org/post/policy-update-april-6th-2026-h-r-1-policy-implementation-tracking-sheet</loc>
<lastmod>2026-07-01</lastmod>
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<image:title>A open laptop.</image:title>
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<loc>https://www.nabwis.org/post/obtaining-a-social-security-or-ssi-waiver-of-overpayment-recovery</loc>
<lastmod>2023-07-18</lastmod>
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<loc>https://www.nabwis.org/post/substantial-gainful-activity-sga-reviews-using-income-averaging-to-avoid-an-sga-determination</loc>
<lastmod>2026-07-01</lastmod>
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<image:title>Income growth with an up arrow on the chart. There is an investment report, quarterly report, money, and other charts.</image:title>
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<url>
<loc>https://www.nabwis.org/post/a-new-chapter-of-impact-at-nabwis-deborah-wagner-announced-as-new-president</loc>
<lastmod>2026-07-23</lastmod>
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<url>
<loc>https://www.nabwis.org/post/achieving-a-better-life-experience-able-accounts-and-the-benefits-counselor</loc>
<lastmod>2023-12-07</lastmod>
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<url>
<loc>https://www.nabwis.org/post/key-ssi-policy-change-effective-september-30-2024</loc>
<lastmod>2025-03-06</lastmod>
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<image:loc>https://static.wixstatic.com/media/cd2a99_806b082c11854a9db6714a7e0b498e35~mv2.png</image:loc>
<image:title>Top portion of an SSI form. </image:title>
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<url>
<loc>https://www.nabwis.org/post/transition-aged-youth-with-disabilities-and-social-security-benefits-with-a-focus-on-childhood-disa</loc>
<lastmod>2022-05-12</lastmod>
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<image:title>A group of friends with disabilities laughing. </image:title>
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<url>
<loc>https://www.nabwis.org/post/the-1619-b-medicaid-work-incentive-details-on-strategies-to-establish-and-maintain-eligibility</loc>
<lastmod>2024-09-12</lastmod>
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<image:title>A close-up, top-down view of a dark blue spiral-bound notebook with the word &quot;MEDICAID&quot; printed in bold, yellow-green letters across the cover, surrounded by professional desk accessories including a stethoscope, a black journal, a fountain pen, and eyeglasses on a wooden table.</image:title>
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<url>
<loc>https://www.nabwis.org/post/substantial-gainful-activity-determinations-using-paid-time-off-as-exclusions-when-determining-coun</loc>
<lastmod>2026-06-24</lastmod>
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<image:title>The word Work in cut out magazine letter on a cork notice board.</image:title>
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<url>
<loc>https://www.nabwis.org/post/two-best-kept-secrets-benefits-counselors-need-to-know</loc>
<lastmod>2024-04-11</lastmod>
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<image:title>Split image of two smiling university students, each labeled with a specific program success. Left panel: A young Black woman with a detailed robotic bionic arm is seated in a library, assisting a classmate.  Right panel: A young Asian man is using a laptop in a classroom to create a digital product.</image:title>
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<url>
<loc>https://www.nabwis.org/post/medicare-savings-plans-correcting-misleading-information-and-misinformation-related-to-income-and-r</loc>
<lastmod>2021-09-21</lastmod>
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<image:title>Medicare application form with marked plan A and B. </image:title>
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</url>
<url>
<loc>https://www.nabwis.org/post/substantial-gainful-activity-sga-reviews-using-the-unsuccessful-work-attempt-policy-to-avoid-an-s</loc>
<lastmod>2023-05-02</lastmod>
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<image:title>Person writing while working on a computer.</image:title>
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<url>
<loc>https://www.nabwis.org/post/advocating-for-benefits-a-specialist-s-guide</loc>
<lastmod>2026-04-22</lastmod>
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